Fintor One relationship.
A whole team.
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LET’S TALK01 · Your position COMPARE02 · The lender panel APPROVED03 · Paperwork done SETTLED04 · And reviewed
01 · Let’s talk — your position
  • Your goals and where you stand
  • Borrowing power, checked properly
  • First-home schemes & grants
  • Free, no-obligation chat
See who we help →
02 · Compare — the lender panel
  • A wide panel of lenders via AFG
  • Real cost compared side by side
  • We negotiate on your behalf
  • Fix, split or variable — weighed up
Why use a broker →
03 · Approved — paperwork handled
  • Application lodged for you
  • Documents and follow-ups chased
  • Strong lender relationships
  • Fewer hold-ups, faster approvals
How it works →
04 · Settled — and reviewed
  • Settlement managed end to end
  • Rate reviewed as markets move
  • Structure kept right as life changes
  • Usually no cost to you
What it costs →
MORTGAGE BROKING.

The right loan,found and handled,start to settlement.

Buying, refinancing or investing — Fintor’s lending specialists compare a wide panel of lenders, negotiate on your behalf and handle the paperwork from application to settlement. We’re not a bank; we work for you, and in most cases it costs you nothing.

Sound familiar?

The questions we help
answer every day.

Whatever yours is — find your pathway in a few minutes →

Who we help

Whatever stage you’re at,
there’s a loan strategy for it.

First home, next home, refinance or investment — we start with your goals and borrowing position, then find and structure the finance that fits.

01

Buying your first home

From deposit, government schemes and grants to pre-approval and settlement — so you know exactly what you can buy.

02

Upgrading or moving on

Upsizing, downsizing or relocating — we line up the new loan and the timing so nothing falls between sale and purchase.

03

Refinancing

A sharper rate, a better structure, or access to your equity — we switch you when it genuinely stacks up.

04

Investing in property

Investment lending, equity release and portfolio structure that keeps your next move within reach.

05

Business & commercial

Commercial property, asset finance and cashflow facilities — the lenders that suit your business, not just your bank.

06

New builds & construction

Off-the-plan and construction lending built for staged payments, longer timelines and valuation timing.

Why use a broker

A broker saves you time,
stress and money.

We’re not a bank

We represent you — not a lender. By law we act in your best interests, and in most cases our service costs you nothing.

  • $0 — usually costs you nothing
  • One point of contact, start to settlement
  • Bound by the Best Interests Duty
  • In person, by phone or online
1

Real choice · A wide panel

We look across a large panel of lenders through AFG, one of Australia’s biggest aggregators — not one bank’s shelf of products.

2

Competitive rates

We negotiate on your behalf and keep lenders competing for your business.

3

Less paperwork

We handle the application, documents and follow-ups from start to settlement.

4

Fast approvals

Strong lender relationships help us move quickly and avoid the common hold-ups.

What it costs

In most cases, nothing.

Usually free to you

Most home loans

For most home and investment loans there’s no fee to you. Lenders pay us a commission when your loan settles — and because we’re bound by a best-interests duty, that never changes which loan we recommend.

If a fee ever applies

Complex lending

For some commercial or specialist scenarios a fee may apply. If it does, we’ll explain it and agree it with you upfront, before any work begins — never a surprise.

Fintor’s mortgage broking is provided as credit assistance under Australian Financial Group (AFG) — ABN 11 066 385 822, Australian Credit Licence 389087. As your broker we are bound by the Best Interests Duty when recommending a loan.

How it works

Simple — and handled for you.

We take the time to understand your goals, then run the whole loan process on your behalf.

01

Let’s catch up

A free chat to understand your goals and where you stand, and to check your borrowing position.

02

We compare & negotiate

We search a wide panel of lenders, compare the real cost and negotiate the right deal for you.

03

We handle the paperwork

From application to settlement we manage the documents, the lender and every follow-up.

04

Settled — and reviewed

Your loan settles, and we keep an eye on it over time so it stays right as your life changes.

Free tools · no sign-up

Know your numbers before
you buy or refinance.

Check what you can borrow, what you can afford and how to clear debt faster — free, in a couple of minutes. No sign-up, no email wall.

Free financial education

Not ready to borrow?
Smash down your debt free first.

Fintor Education’s free Debt Optimisation course shows you how to cut years and interest off your debt — structure, rate, extra repayments, offset, lump sums and the snowball. Work through it with the live calculator, no email wall, then bring the plan straight to your broker.

Start the Debt Optimisation course →
Get started

Your lending team is ready.
Book a free lending call.

Book a meeting

A free 10-minute call to understand your borrowing position and map out your next steps — no cost, no obligation.

Pick a time →

Or call 1300 346 867
yourfinancialmentor@fintor.com.au
Level 1, 33 Cremorne Street, Cremorne VIC 3121

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