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PERSONAL INSURANCE.

The right cover,sorted in onephone call.

Life, income protection, TPD and trauma — understood, priced and applied for in minutes, not weeks. Fast, low-cost general advice, with licensed advisers on standby when your situation needs more.

Sound familiar?

The questions we help
answer every day.

Whatever yours is — find your pathway in a few minutes →

How it works

One call. Cover, cost, done.

Most cover reviews drag on for weeks. Ours doesn’t. In a single phone call, a Fintor insurance consultant walks you through exactly what you need — and gets it in place.

01

Understand your cover

What each type of cover does, and what actually suits your situation — in plain English, no jargon.

02

See the real cost

Real premiums from quality insurers, compared side by side — so you know exactly what you’ll pay.

03

Apply on the spot

Happy to go ahead? We lodge the application for you. Review your cover in minutes, not weeks.

What’s covered

The four covers that protect
your income and your family.

The quick review

A short conversation makes sure you have the right covers — not too little, and not paying for cover you don’t need.

  • The essentials, explained simply
  • Cover checked against your real numbers
  • Inside vs outside super, weighed up
  • Priced from quality insurers, side by side
1

Income protection · Your pay

Replaces a portion of your income if illness or injury stops you working — so the bills still get paid.

2

Life cover · Your family

A lump sum for your family if the worst happens — to clear debt and keep them secure.

3

TPD cover · Your future

A lump sum if you’re totally and permanently unable to work again — for care, adjustments and the future.

4

Trauma cover · Your recovery

A lump sum on diagnosis of a major condition like cancer or heart attack — to focus on recovery, not money.

General advice · personal advice when it matters

Fast and low-cost by design —
with a licensed adviser on standby.

General advice

For most people · about 45 minutes

A single ~45-minute conversation with an insurance consultant. Clear, general information on the cover types, what they do and what they cost — and we help you apply. Usually no separate advice fee, because our help is generally paid by commission from the insurer.

General advice is provided by Fintor Insurance Pty Ltd, an authorised representative of Nexa Life Solutions Pty Ltd (AFSL 563622).

Personal advice

When it’s warranted · 3–4 hours

A tailored, fee-for-service engagement with a licensed adviser — around 3–4 hours over at least two appointments. Reserved for genuinely complex situations: business, health history, larger sums, or structuring cover inside super.

Personal advice is delivered by Fintor Pty Ltd (Corporate Authorised Representative No. 1288780 of Fintor Group Pty Ltd, AFSL 559 460).

Want the full picture of ongoing support? See Memberships.

How we’re paid

Usually no fee to you at all.

General-advice insurance is typically paid for by a commission from the insurer, built into the premium — so in most cases there’s no separate fee for our help arranging your cover. Where your situation calls for personal advice, that’s a fee-for-service engagement quoted up front before you commit. Either way, you’ll always know exactly what applies before you proceed.

This page is general information only. Insurance services are provided by Fintor Insurance Pty Ltd as a Corporate Authorised Representative of Nexa Life Solutions Pty Ltd (AFSL 563622), on a general advice basis. Personal advice, where provided, is delivered by Fintor Pty Ltd (CAR No. 1288780 of Fintor Group Pty Ltd, AFSL 559 460).

Free tools · no sign-up

Want a number first?
Put a price on cover — free.

Answer a few quick questions and see indicative cover and premiums straight away. No email, no phone number, no sign-up — just answers. Then talk to us if and when you’re ready.

Free financial education

Not ready to talk?
Start learning — free.

Fintor Education gives you plain-English lessons and live calculators with no email wall. Learn one idea at a time, run your own numbers, and talk to us if and when you’re ready.

Start learning free →
Get started

The right cover starts
with one call.

Book a meeting

A free, no-obligation call with an insurance consultant. Bring your questions — most people walk away with their cover understood, priced and sorted.

Pick a time →

Or call 1300 346 867
yourfinancialmentor@fintor.com.au
Level 1, 33 Cremorne Street, Cremorne VIC 3121

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