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STABILISE01 · Foundation PROTECT02 · Security GROW03 · Wealth ARRIVE04 · Freedom
01 · Stabilise — Foundation
  • Cashflow & budgeting
  • Debt structure & repayment
  • Emergency buffers
  • Banking that works
  • Savings automation
See all 20+ strategies →
02 · Protect — Security
  • Life & TPD cover
  • Income protection
  • Trauma cover
  • Estate planning & wills
  • Protecting your family
See all 20+ strategies →
03 · Grow — Wealth
  • Investment selection
  • Portfolio management
  • Property & borrowing to invest
  • Super contributions
  • Tax optimisation
  • SMSF
See all 20+ strategies →
04 · Arrive — Freedom
  • Retirement planning
  • Super optimisation
  • Transition to retirement
  • Retirement income
  • Centrelink & aged care
See all 20+ strategies →
FINANCIAL ADVICE.

Comprehensive advice,staged into a planyou can act on.

The right decisions, prioritised and sequenced in the right order — delivered by a coordinated team, through one relationship.

Sound familiar?

The questions we help
answer every day.

Whatever yours is — find your pathway in a few minutes →

Our strategies

20+ strategies, organised around
your whole financial life.

Four pillars, prioritised in the right order — foundation first, then security, lifestyle and freedom.

01

Solid Foundation

Cashflow & budgeting, debt structure, emergency buffers and banking that works — the base everything sits on.

02

Optimal Security

Personal insurance, estate planning and protecting the people who depend on you.

03

Lifestyle Optimisation

Investment selection, portfolio management, property, borrowing to invest, super contributions, tax optimisation, SMSF.

04

Financial Freedom

Retirement planning, superannuation optimisation, transition to retirement, Centrelink and aged care.

General information only. Personal advice is provided by Fintor’s qualified specialists after considering your objectives, financial situation and needs. Not every strategy is right for every person.

The roadmap

One plan — prioritised, and
staged in the right order.

Your Client Success Manager

Brings the right specialists together at each stage, so every part of your plan lands in sequence — not all at once.

  • One point of contact for the whole roadmap
  • Specialists engaged when their stage arrives
  • Progress reviewed as life changes
  • Clear next step, always
1

Stabilise · Foundation

Cashflow, structure and buffers set first — so the plan can hold weight.

2

Protect · Security

Cover and estate planning locked in before wealth-building accelerates.

3

Grow · Wealth

Investing, super and tax strategies compounding in the right structure.

4

Arrive · Freedom

Retirement staged on your terms — income, timing and lifestyle planned.

The Fintor blueprint

Advice today, built to lead
somewhere bigger.

Every plan we build is a working blueprint. The advice you act on now — cashflow, protection, wealth creation, retirement — is sequenced so each win unlocks the next: a first home becomes an investment property, savings become portfolios and gearing strategies, super can become an SMSF, a career can become company ownership. And as your life gets bigger, your membership — and your Fintor team — scales with it.

WEALTH → PROJECT: YOUR FINANCIAL LIFE DRAWN BY: FINTOR — YOUR WHOLE TEAM SCALE: A LIFETIME  ·  REV: ONGOING STATUS: DRAWN FOR YOU CASHFLOW 01 · Foundation PROTECTION02 · Security WEALTH CREATION03 · Acceleration RETIREMENT04 · Freedom First home Family protected Gearing strategies Property investment Your SMSF Company ownership RETIREMENT— YOUR WAY YOUR MEMBERSHIP — AND YOUR FINTOR TEAM — GROWS WITH YOU WHO SAYS?Learn first — Fintor Education & Who Says® WHAT’S NEXT?Fintor — advice · lending · insurance WHAT’S POSSIBLE?Fintor — deeper strategies · investments · SMSF FINTOR PRIVATEBy invitation
01 · Cashflow management
  • Budgeting & cashflow structure
  • Debt structure & repayments
  • Emergency buffers & savings automation

Unlocks: your first home — and the capacity to invest.

Your Fintor specialists

Financial AdviserClient SuccessMortgage Broker

Usually starts in Who Says? or What’s Next?

02 · Wealth protection
  • Life, TPD, trauma & income protection
  • Estate planning & wills
  • Protecting the plan itself

Unlocks: the confidence to take the next step safely.

Your Fintor specialists

Insurance ConsultantFinancial AdviserClient Success

Core to What’s Next? — with Fintor’s insurance team

03 · Wealth creation
  • Property investment & gearing strategies
  • Portfolios & tax-aware structuring
  • SMSF & company ownership, where right

Unlocks: assets that work while you do.

Your Fintor specialists

Portfolio ManagerMortgage BrokerSenior AdviserClient Success

Deepens in What’s Possible? — senior advisers & portfolio team

04 · Retirement
  • Superannuation & SMSF optimisation
  • Transition-to-retirement strategies
  • Retirement income, done your way

Arrives at: the life the whole blueprint was drawn for.

Your Fintor specialists

SMSF SpecialistSenior AdviserPortfolio ManagerClient Success

What’s Possible? & Fintor Private

Tip: turn your phone sideways to see the full blueprint drawing.
01

Cashflow management

Budgeting, debt structure, buffers — the foundation.

Adviser & Client Success+ Mortgage BrokerFirst home
Who Says? · What’s Next?
02

Wealth protection

Insurance and estate planning — protecting the plan.

+ Insurance ConsultantFamily protected
What’s Next?
03

Wealth creation

Property, portfolios, gearing and structures.

+ Portfolio ManagerGearing strategiesProperty investment
What’s Possible?
04

Retirement

SMSF, super optimisation and retirement income.

+ SMSF SpecialistYour SMSFCompany ownershipRetirement — your way
What’s Possible? · Fintor Private
Your membership — and your Fintor team — grows with you: Who Says? → What’s Next? → What’s Possible? → Fintor Private

The pathways shown are illustrative only and not a recommendation — every blueprint is drawn personally, within a Fintor membership. General information only.

How it works

From first chat to implemented plan —
six clear steps.

01

Introduction

A free 30-minute chat about what’s on your mind — no preparation needed.

02

Getting to know you

Your goals, situation and priorities — the full picture, in plain English.

03

Onboarding

A clear scope and a fixed fee, quoted before you commit to anything.

04

Engagement

Your coordinated team gets to work on the strategies that matter first.

05

Your advice

A staged roadmap presented and explained — decisions you can actually act on.

06

Implementation

We put the plan into action with you, and review it as life changes.

Fees

Advice you pay for directly —
so it’s advice you can trust.

Advice & engagement fee

A clear, fixed fee for your strategic roadmap and initial advice — quoted up front, before you commit. Fee-for-service, never commissions on advice.

Membership

Ongoing coordination, reviews and access to your team through a simple membership — so the plan keeps pace with your life.

See Memberships for what’s included at each level.

Free tools · no sign-up

See the thinking
behind your advice.

The same calculators our advisers use — open, free and yours to explore before you ever book a meeting.

Free financial education

Not ready to talk?
Start learning — free.

Fintor Education gives you plain-English lessons and live calculators with no email wall. Learn one idea at a time, run your own numbers, and talk to us if and when you’re ready.

Start learning free →
Get started

Your team is ready.
Book a free intro.

Book a meeting

A free, no-obligation chat about what’s on your mind. Tell us a little about your situation and we’ll point you to the right specialist.

Pick a time →

Or call 1300 346 867
yourfinancialmentor@fintor.com.au
Level 1, 33 Cremorne Street, Cremorne VIC 3121

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